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What is a Home Warranty?
HSA home warranties protect you from the high cost of repairing and replacing covered appliances and systems in your home that stop working due to normal wear and tear. Home warranties fill in where homeowner's insurance doesn't apply. Insurance tends to only cover damages. That's why home warranties and homeowner's insurance go hand-in-hand and it's important to have both.
With a home warranty, you can have the peace of mind that you are protected if a failure occurs, which according to research, is bound to happen. Research shows most homes will experience two mechanical failures each year!
When comparing home warranties, be sure to review what's covered and what's not. HSA customizes their coverage to your geographic area to provide protection on the systems you use the most.
How does the home warranty work?
When a covered failure occurs, all you have to do is contact HSA. You can call their toll-free number or request service online. They have customer service representatives available 24 hours a day, 7 days a week who will discuss the failure with you and work with you every step of the way.
HSA understands the importance of timely repairs when a system or appliance breaks down. HSA provides qualified, prescreened service contractors from its Preferred Vendor Network to diagnose the failure. If an HSA service provider cannot respond in a timely manner, HSA will approve the use of a contractor outside its network to ensure the convenience of fast service.